Jewelers Mutual Insurance

Protecting All Things Jewelry Since 1913

Jewelry insurance is only as good as the company standing behind it. Protect yours with the only insurer in North America solely dedicated to jewelry insurance for over 100 years.  

What Jewelers Mutual Covers

While some insurance policies may only cover jewelry theft, Jewelers Mutual covers real life. We realize you can’t always pinpoint how or where your jewelry disappeared, so we cover mysterious disappearance – a coverage often overlooked by other carriers. Jewelry that’s loved and worn doesn't stay pristine, either. So if your jewelry gets damaged, that's covered too.

Loss

You left your ring somewhere – on a beach towel or in a public bathroom. It’s out there somewhere but you can’t find it. It’s covered.

Theft

We all know that feeling of dread when something we cherish is stolen. But you can rest assured that your stolen piece is covered, too.

Damage

You hit your diamond ring on the edge of a table and it cracks, or you’re pulling on a sweater and a prong is bent. Accidents happen. We’ll cover that.

Disappearance

Sometimes jewelry just disappears – it could be lost, stolen or hanging out in a drainpipe somewhere. You may not be able to explain how, where or when it happened. Don’t worry, that’s covered.

Loose Stones

Our policy also covers loose stones, including while they are being set by your jeweler. This coverage is not found in all insurance policies.

Worldwide Travel

We are available to residents in the United States and Canada*. While the home address of both the jewelry wearer and applicant need to be in the United States or Canada*, our coverage does travel with you worldwide. You can jet-set across the globe and not have to worry about wearing your favorite jewelry.

*Coverage not available in Québec.

 See the entire Jewelers Mutual Jewelry Insurance Guide and get a free quote.